備註:
1. The above interest rates are for reference only. The actual interest rate will be subject to the rates quoted by the Bank from time to time.
2. No interest will be accrued for daily balance below $3,000 for the above interest bearing current and savings accounts except for JPY which is for daily balance below JPY350,000.
3. Interest is calculated on the year basis listed below (in both ordinary and leap years):
Hong Kong Dollar, Pound Sterling, Singapore Dollar, South African Rand – 365 days, Australian Dollar, Canadian Dollar, Swiss Franc, Chinese Yuan, Euro, Japanese Yen, New Zealand Dollar, United States Dollar – 360 days.
4. The overdraft rate for accounts without pre-arranged credit facilities is Prime Rate plus 3%.
1. 以上利率僅供客戶參考,實際年利率將根據本行不時公佈者為準。
2. 以上利率不適用於存款餘額不足$3,000之帳戶,或存款餘額不足JPY350,000之日圓帳戶。
3. 計算年利息之每年日數依據如下 (閏年及非閏年):
港幣、英鎊、新加坡幣、南非幣 – 365天;澳幣、加拿大幣、瑞士法朗、人民幣、歐元、日幣、紐西蘭幣、美金 – 360天。
4. 未有預設信貸服務之帳戶,透支利率為最優惠利息加3%。