Credit Card Application Procedures for Foreign Nationals
【申請信用卡及注意事項】Application and usage notes
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申請資格 Application Qualification
- 依中華民國相關法令規定之成年人,可申請信用卡正卡。
Primary credit card- Adults in accordance with the relevant laws and regulations of the Republic of China.
- 年滿15歲且為正卡人之配偶、父母、子女、兄弟姊妹或配偶之父母,可申請附卡(須提供親屬關係證明)。
Supplementary card- Applicants must be 15 years of age or older while sharing a kinship with the primary cardholders, such as the primary cardholder′s spouse, parent, child, sibling or parent-in-law,etc.
必備文件 Mandatory Documents
- 居留證影本。
Photocopy of residence permit.
- 財力證明文件影本:個人名下之薪資單(最近3個月)、薪資轉帳/活期存款存摺(有帳號戶名之頁面及近三個月內頁明細)、所得扣繳憑單/所得清單(近一年)或定期存款證明。
Photocopy of financial capacity- salary slip(in the past three months), payroll transfer/demand deposit passbook(containing the pages with your account number, account activities in the past three months), Tax Withholding Certificate/income statement (in the past year) or time deposit certificate.
- 如需徵提臺籍保證人將另行通知。餘依台新銀行相關規定辦理,台新銀行保留核准與否的權利。
Taishin will notify applicants if Taiwanese guarantor is required Applicants need to submit the application form according to Taishin′s regulation. Taishin will reserves the right to authorize the application.
申請書 Application
請洽客服專線或至台新銀行分行臨櫃索取申請書。
Please contact our customer service hotline or request application form by visiting Taishin branches.
遺失處理 Lost Card Handling
信用卡遺失時,可利用台新銀行二十四小時信用卡掛失或服務專線辦理,並依規定收取掛失費用,詳情請洽客服專線。
If credit card is lost, please contact our 24-hours card service hotline to report credit card lost. The cardholder may require paying a card loss charge, for more details, please contact our customer service hotline.
爭議帳款處理、循環信用利率、各項費用收取、權益及優惠服務
Dispute resolution, revolving credit interest rates, fees, cardholder′s benefits, and privilege services
台新銀行將另以書面或電子文件告知申請人,詳情亦可洽客服專線。
We will notify the applicants regarding these matters by written or electronic documents, for more information, please contact our customer service hotline.
謹慎理財 信用至上
差別循環信用利率:一般消費及預借現金為6.75%~15%,依電腦評等而定
循環利率之基準日為104/9/1
預借現金手續費:預借現金金額x3%,不足NT$100以NT$100計算
特店分期廣告已揭露各項相關費用總金額且無其他應繳費用,各期分期利率換算總費用年百分率為0%
單筆分期各期分期利率換算總費用年百分率為0-15%